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Financial Resources

At the Center for New Medicine, we understand that not everyone has the financial means for a long-term treatment plan. We also know that insurance companies generally don’t cover healthcare costs for integrative treatments received from non-participating medical providers. Our goal is to ensure you have access to the medicine that resonates with you.

Below is a list of financial resources that may help fund your healing journey. If you have any questions regarding insurance coverage or financial assistance, please contact us at or +1 (949) 680-1880.

3rd Party Medical Biller – Medical Bill Gurus

As the Center for New Medicine has opted out of Medicare* and is non-participating in all insurance companies, patients will be required to pay in full upfront for treatment.

*Medicare opt-out includes the following practitioners:

  • Dr. Connealy
  • Dr. Carlton
  • Dr. Ptak

The Center for New Medicine works with an outside biller called Medical Bill Gurus, who can assist our patients with PPO plans after the initial consultation, to try and obtain additional coverage.

Medical Bill Gurus is a 3rd party medical billing company and patient advocacy service specializing in helping patients secure insurance reimbursements for treatments received by non-participating medical providers. *Note you will still need to pay the center upfront for services. This 3rd party service is only to help secure a partial reimbursement for your out-of-pocket treatment costs. **Reimbursements from insurance are not guaranteed.

To qualify for insurance reimbursements, patients will need to have a private PPO insurance policy with qualifying out-of-network coverage that is provided through an employer, health sharing, or other group entity-administered insurance plan. Unfortunately, patients with Medicare, Medicaid, or HMO insurance plans would not qualify for insurance reimbursements.

To learn more, please visit our insurance billing policy.

Health-Share Programs

Since the Affordable Care Act, many Christian organizations have developed non-insurance health-share programs to provide members with the ability to seek the care they desire. If you’re already a health-share program member, please contact them to discuss your coverage options.

Fundraising & Donations

Fundraising can be an excellent option for those who cannot cover the cost of their treatment out of pocket. Family, friends, and entire communities come together to support patients.


Personal crowdfunding websites like GoFundMe are great tools for raising money. If you need help funding medical costs for yourself or someone you care about, learn more about medical fundraising at

Life Credit Company

Life Credit Company (LCC) offers financial and medical support through an innovative program that allows Center for New Medicine patients diagnosed with cancer to qualify for a loan against their life insurance policy.

Here’s how it works:

Through LCC’s Living Benefit program, you can receive a cash advance of up to 50 percent of your life insurance policy’s death benefit while still preserving coverage for your family. This program assists with treatment expenses such as travel, co-pays, and out-of-network prescriptions. The funds may also be used to replace lost income and consolidate debt.

Program features:

  • Keep your policy and retain part for your family’s protection
  • No loan payments required
  • No more premiums (Life Credit will pay future premiums)
  • Fast approval (typically 3 days from application receipt)
  • No credit checks

Life Credit Company works with all life insurance policies above $75,000 (including group and term). For more information, please contact Life Credit at +1-888-274-1777 or visit

American Life Fund

To begin the viatical settlement process, contact American Life Fund at (877) 421-0148 to speak with a counselor. They will guide you through pre-qualification and have you fill out a form. After reviewing your medical records and life insurance policy, if the qualification needs are met, you will receive an offer for your policy.

If accepted, a sale/purchase agreement will be prepared for your review and signature. Your life insurance carrier will be instructed to make the necessary ownership changes. After confirming the changes, funds will be released to you.

Any individual with a chronic or life-threatening illness and an existing life insurance policy qualifies for a viatical settlement (term, whole life, universal, group, or joint).

Visit to learn more.

Additional Financial Resources

At the Center for New Medicine, we aim to make the financial portion of your medical care stress-free. Some of our patients have utilized financing and fundraising:

Contact the Center for New Medicine at or +1 (949) 680-1880 with any questions about financial assistance options.

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